Loan Process Explained

Loan Process

How It Works


Choose the right loan for you

No matter whether you're looking for a new home, refinancing or looking for an investment property, there are hundreds of home loans, all with different rates, fees and features. By comparing all the home loan products against each other Paddy can assist you to find the right home loan that suits your needs.


Your choice of lenders

With over 1000 mortgage loan products from an array of trusted brands, O'Keeffe Financial Solutions lender panel has been carefully assembled and is continually reviewed to ensure our product range remains highly competitive and meets the varied needs of our clients.


Ready Set Buy

Paddy O'Keeffe will guide you through the pre-approval process which saves you time, provides you with expert advice and takes the pain out of the application paperwork. Once your loan has reached the approval stage and you identify your dream property, you are ready to buy.

O'Keeffe Financial Solutions

Our 7-Step Process

At OKFS we provide a 7-step process to help you select the right loan from over 1000 options. The 7-steps are:

  • Identify the lenders that may approve your loan


  • Assess your total borrowing capacity in conjunction with your own comfort level for repayments

  • Help select the most suitable loan structure that meets your objectives


  • Complete all loan application documents


  • Submit the loan application to the lender of your choice for approval


  • Notify you as soon as your loan has been approved


  • Be available to assist in executing the mortgage documents


We will also liaise with closely with Solicitors and Agents along the way to ensure a smooth total process.

The O'Keeffe Financial Solutions service is at no cost to you as we are paid by the lenders and this does not impact on your interest rate or other fees.